Ritzman Realty

With rates moving up and home prices going in the same direction, lots of folks think it’s time to buy but not a good time to buy. Why? They want to get in on the bandwagon but unfortunately they don’t have any downpayment money saved up. Yeah, I know there are lots of programs out […]

Whether you have moved once or a dozen times, it probably never seems to get any easier. The culmination of all the emotion associated with looking for a home, negotiating for one, applying for a mortgage, and closing is another huge emotional challenge: Moving! Here are some hints that we hope you will find helpful […]

Negotiating to buy or sell a home or other real estate is much like buying or selling a used car. But real estate agents and their clients have become much more sophisticated in recent years, thanks primarily to more information available through computers. Subsequently, negotiation strategy plays a major role in home sales. If the […]

What You Should Know Before Buying a Home 1) Before you start looking for a home, get pre-qualified for a loan. Banks, credit unions and mortgage bankers make home loans; mortgage brokers process them. The lenders will take an application, process the loan documents, and see the loan through to the funding stage. 2) If […]

The process of buying a house can seem really scary. You know there’s a lot of paperwork involved, and a lot of vocabulary that might sound like a foreign language. A lot of people don’t realize that they’ve got the financial resources to buy, or may have reasons they think they should continue renting. If […]